10 EU Countries with the Highest Housing Cost Overburden Rates, 2025
Source:
Eurostat - ilc_lvho07a, 2025
Key Findings
🏆
Greece leads in population with housing costs above 40% of disposable household income (%) with 26.40 in 2025.
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Average population with housing costs above 40% of disposable household income (%) in 2025: 10.90 · median: 8.50.
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Gap in 2025: Greece is 3.9× larger than Belgium.
About This Dataset
10 EU Countries with the Highest Housing Cost Overburden Rates, 2025
Greece leads the current 2025 Eurostat table at 26.4%, followed by Denmark at 14.7%. Housing cost overburden is the share of people living in private households whose total housing costs exceed 40% of disposable household income; both costs and income are net of housing allowances. This is not rent alone, an average cost-to-income ratio or a percentage of households. Eurostat ilc_lvho07a uses annual frequency, PC, all ages, both sexes and all poverty statuses (TOTAL), covering all 27 EU countries. The current EU aggregate is 7.6%. The table was updated October 29, 2026 in the source timezone; older publications may retain different figures, so the chart consistently uses this current API snapshot. Denmark and Luxembourg have breaks in series (b); cross-year comparisons need care. No tenth-place tie occurs. Winter household-budget planning is a plausible seasonal hook as of October 31, not measured rising searches. These are 2025 survey results, not October 2026 bills, mortgage quotations or a forecast of winter hardship.
Analysis
Greece exceeds the EU aggregate by 18.8 percentage points and Denmark by 11.7 points. Only seven countries exceed the EU aggregate; Spain, Bulgaria and Belgium enter the top ten while below it. Greece is about 3.47 times the EU rate. A country can have high housing costs without a high overburden rate if household incomes are also high; this measure ranks budget pressure at a fixed threshold.
Data Insights
Numbers, trends & sources behind this chart
Methodology & source
- Data source
- Eurostat - ilc_lvho07a, 2025
- Coverage
- 10 entities · 2025 · 10 observations
- Measure
- population with housing costs above 40% of disposable household income (%)
- Last updated
- 31 October 2026
- Compiled by
- The ANYSTAT team, from the source above
How the figures are calculated
- Values use the measure and unit named on this page. Consult the dataset description and cited source for coverage, definitions and any unit conversions. Displayed values may be rounded for readability.
- Entities are ranked highest-first on their value in 2025.
Data Sources & References
All external sources cited in this dataset
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