Countries with the Fewest People with Bank Accounts 2024

Source:  World Bank

Countries with the Fewest People with Bank Accounts 2024

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Key Findings

🏆
Honduras leads in Account ownership at a financial institution or mobile money provider (% aged 15+) with 42.44 in 2024.
📊
Average Account ownership at a financial institution or mobile money provider (% aged 15+) in 2024: 32.34  ·  median: 35.67.
↔️
Gap in 2024: Honduras is 2.9× larger than Niger.

About This Dataset

Countries with the Fewest People with Bank Accounts 2024
The 20 countries where the smallest share of adults have a bank account or mobile money account in 2024. Niger is lowest at 14.83% of adults, followed by Chad at 20.9% and Lebanon at 23.04%. Figures come from the World Bank Global Findex survey, which covered 139 countries in 2024.
Analysis

29 of the 139 surveyed countries have fewer than half of adults holding any account, while the median surveyed country reaches 72.83%. Mobile money counts here, which is why several African countries score far higher than their bank branch networks alone would suggest.

Data Insights

Numbers, trends & sources behind this chart

Admin
⬡
Data Points
20
20 categories  ·  1 year
↑
Top Value
42.44
Honduras
Account ownership at a financial institution or mobile money provider (% aged 15+) · 2024
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Metrics
1
Account ownership at a financial institution or mobile money provider (% aged 15+)
◷
Period
2024
Single year snapshot

Methodology & source

Data source
World Bank
Coverage
20 entities · 2024 · 20 observations
Measure
Account ownership at a financial institution or mobile money provider (% aged 15+)
Last updated
31 August 2026
Compiled by
The ANYSTAT team, from the source above
How the figures are calculated
  • Values use the measure and unit named on this page. Consult the dataset description and cited source for coverage, definitions and any unit conversions. Displayed values may be rounded for readability.
  • Entities are ranked highest-first on their value in 2024.

Rankings & Full Data

20 records · Account ownership at a financial institution or mobile money provider (% aged 15+) · ranked by 2024

✓ 20 sourced
# Category 2024 Source
🥇 Honduras 42.44
🥈 Palestine 39.62
🥉 DR Congo 39.21
4 Cambodia 39.03
5 Sierra Leone 38.62
6 Guatemala 38.28
7 Gambia 38.16
8 Tunisia 37.84
9 Laos 37.65
10 Guinea 36.05
11 Algeria 35.29
12 Libya 33.12
13 Iraq 30.16
14 Mauritania 27.31
15 Pakistan 27.30
16 Madagascar 24.45
17 Nicaragua 23.47
18 Lebanon 23.04
19 Chad 20.90
20 Niger 14.83

Data Sources & References

All external sources cited in this dataset

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