ATMs per 100,000 Adults by Country 2023

About This Dataset

This chart ranks countries by the number of automated teller machines per 100,000 adults in 2023, a standard measure of physical access to cash and banking services.

✨ AI Insight

Uruguay leads with 317.8 ATMs per 100,000 adults, well ahead of Macao on 266.5 and South Korea on 244.5, and its position is striking given that the podium contains no large Western economy. Uruguay's density reflects a deliberate policy of routing salaries and benefits through electronic accounts while cash remained widely used. Macao's figure is inflated by its casino economy and enormous visitor numbers relative to a small resident population. Canada is the highest-ranked G7 nation on 188.4. The list rewards cash-reliant but banked societies rather than the wealthiest: Nauru appears at 136.2 with a population under 13,000, while San Marino and Croatia complete a top ten in which no country from Africa or South Asia features.

Source: World Bank (IMF Financial Access Survey)

Key Findings

Auto-computed highlights from this dataset

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Uruguay leads with 318 in 2023.

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Average value in 2023: 189 · median: 166.

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Gap in 2023: Uruguay is 2.5× larger than Croatia.